Will Social Media Change Higher Education?

There is a shift in the way we do business, communicate and get our information today. Do you think higher education needs a makeover for the 21st century to keep up with the shift? The old schools of teaching may not be applicable for many of our young generation now and in the near future.

Yesterday, I had a conversation with a mother whose daughter graduated with a liberal arts degree from a prestigious private school. She said the only thing she can show is a paper degree. Her daughter does not possess skills that are relevant in the marketplace. Not to mention, the amount of money she spent to get that paper. How can we make her marketable in today’s economy?

According to Professor David Wiley of Brigham Young University, “if universities can’t find the will to innovate and adapt to changes in the world around them, universities will be irrelevant by 2020″.

If you type in Google search engine, “What is social media?” There are a number of definitions. This is one of them: social media are works of user-created video, audio, text or multimedia that are published and shared in a social environment, such as a blog, wiki or video hosting site. Social media applications include Google, Facebook, Twitter and YouTube.

Why do we need to pay attention to social media for higher education?

1. Over 50% of the world’s population is under 30 years old. 96% millenials have joined social network. We don’t have a choice on whether we do social media; the question is how well we do it. The U.S. Department of Education found out that online students outperformed those receiving face-to face instruction. 80% of companies use social media for recruitment. (Quotes taken from Social Media Revolution 2, YouTube video)

2. The recent event in Egypt is an eye opener to all of us.CBS reported on February 16th 2011, that Wael Ghonim, a 30-year-old Google marketing manager in Egypt, has been credited with launching the Facebook page that sparked Egypt’s uprising and ousted President Mubarak.

3. The millenials (also known as Generation Y) are already at their computers, Facebook and smart phones everyday. So, why not use all these tools effectively for higher education to cut cost, save time and increase efficiency? Most families today can’t keep up with the high cost of education and most education system are already outdated. Most institutions are still using the industrial age ideology and philosophy for education.

4. Across the globe 6.1 trillion text messages are sent per year. In 2007, there were only 1.8 trillion. Added to that country like Nigeria with a population of 152,217,341 has 80,944,643 cell phones. Over half of its population owns cell phones. Can you imagine getting eBooks and pdfs into the hands of all these cell phone holders for education purposes? (Data from Afar magazine, March/April edition).

5. President Obama flew to San Francisco this week to meet with Mark Zuckerberg of Facebook, Eric Schmidt of Google and Steve Jobs of Apple. He must have recognized the importance of social media for the future of America.

Anya Kamenetz has strategically named her book DIY U. She quoted DIY U is an evolution from expensive institutions to expansive networks… with personal learning network on Google Reader, Facebook, Twitter, blogs, websites and email. She said, learning networks in previous decades were insular groups formed around academic journals, learned societies and professional conferences. Today, they are using blogs, wikis, and presentation tools like Slide share, YouTube videos and email lists to collaborate, pursue and present knowledge in any discipline.

Ms. Kamenetz gave a really good example in her book which I think will be one of the best ways to get educated. She called it the alternatives to higher education’s cartel.

Julia Fierro graduated from the prestigious Iowa Writer’s Workshop in 2000 and got a job at Hofstra University teaching honors creative writing class. Lost her job one day and decided to put an ad on Craigslist offering writer’s workshop for $175 per person for eight weeks. Since 2002, she had over 850 students. Alumni of her program have found agents, published novels, nonfiction books, short story collections, won awards and competitions. Her eighth week course cost a tenth of Masters in Fine Arts program at a university. She almost has no overhead, only a few hundred dollars on web hosting and online ads. (Taken from DIY U by Anya Kamenetz)

In my own experience, after staying home for many years, my skills are no longer competitive. I have to retrain myself. Many of my peers have gone back to traditional schools to get another degree or a diploma hoping to get a job. Will they find a job?

I took a different route. I am discovering the importance of social media and the internet. Working with a mentor using a phone and the internet, learning step by step on how to start a business online. What alternatives do you have in educating yourself and your children to be relevant for the shift in our economy? Do you still doubt social media as a way to educate yourself and your children?

Children are all unique. Some will excel in alternative route and others will thrive in the traditional route for education. It all depends on which profession they will be pursuing.

Home Based Business Leads – Quick and Easy Ways to Get More Network Marketing Leads

Do you need home based business leads?

The answer is of course you do. Every home business in existence needs them.

But one of the things that holds most people back is knowing how to get these leads. It’s not as easy as most people presenting their opportunity will have you believe.

The Lie About Home Business Leads…

So here’s the thing. Leads are the lifeblood of your business. You need them, and without them you can kiss your chances of success goodbye. This is especially true in the beginning but nevertheless, knowing how to generate leads for your home business is the greatest thing that you can do right now.

Why is that? I thought I wasn’t going to have to know marketing!

Well that’s a lie that a lot of people will tell you when they’re trying to recruit you. They’ll tell you that you don’t need to know marketing, you don’t need to sell, and that it’s just as easy as telling your friend about a movie that you liked. They’ll automatically want to do it too. Sound familiar?

This is what happens. A lot of new people who get into a home based business where they’re distributors for a certain company like Amway, or Monavie, or Agel come into the business under those false pretenses. By the time they realize it’s more difficult than that then they freak out and quit.

How to Get Home Business Leads Over and Over Again

You don’t have to give up though. You don’t have to up and quit. You can simply learn the techniques of getting leads for you business on command.

Now a lot of people will tell you that the only thing that you have to do is hand out business cards, or fliers, or online just stick up a website and/or a blog with your phone number and people will start calling. Or worse, they tell you to use your companies mirror websites.

None of this is true either. There’s much more to it than that. You do need a website, but you also need:

  • A way to capture prospects information,
  • A lead magnet to get them to give you their information
  • A way to email them automatically,
  • You need a steady stream of visitors to your site (because it’s literally a numbers game),
  • You need a way to close these people

Are you starting to see why people give up? It all sounds like a ton of work just to get home based business leads. And it can be.

The solution is to set up your system right in the first place. Set it up so that it will be automated. You can do this in about a week or two on your own, or faster with help.

Then you need to get automated traffic from sources such as the search engines, article marketing, pay per click marketing, social marketing, etc. There are any number of ways. You pick a way to get the traffic to your home based business leads system and you stick to it, and then you move onto the next.

Tips on Finding the Best Home Based Business

If you are looking for a way to get a home based business, you need to make sure that you take a look at several different factors that figure into your home based business. These factors include the ease of learning the business, the track record that the home business has when it comes to others as well as the information that the home business plan can provide to you to help you get started. You need to have some sort of proof that the home business plan works before you sign up to minimize your risk.There are many chances to have a home based business online. Unfortunately, many of them do not end up panning out. Many people rush into a home business that they find online without finding out what they need to do in order to succeed in the business. It is important for someone to minimize the risk that they are undertaking when they go into a home business so that they have less of a potential for risk. All business entails some sort of risk, but the more a person can minimize the risk, the less they stand to lose.Seeking proof that the business will pan out is one of the first tips that someone should take if they are looking to start a home business. There are many opportunities that are online, but not all of them are good businesses to get into. Some of the businesses that are online are good and some are not so good. In order to find a business that you are sure will pan out, it is important to look for proof.In addition to finding a business that can show proof that their plan works, it is also important to find a business opportunity that will be easy to use. The home business should be easy to for you to implement, especially if you do not have a vast amount of business experience. You do not want to get bogged down when it comes to details with regard to your business opportunity plan.The opportunity should also be something that you enjoy. If you do not enjoy working at your home based business opportunity, then you will end up not feeling good about what you do. If you want to feel good about your business, find one that will be enjoyable for you. One that offers you the chance to make the most money is likely something that you will enjoy.Tips that you need to follow when you are looking for an opportunity to start your own business include making sure that the plan is solid and has proof that it will work to minimize your risk, finding an easy business to operate and also finding something that will make you a great deal of money that you will enjoy working at.

Home Based Business Legal Advice

If you own your own home-based business, you might not have ever thought about home based business legal advice before. Well, it is just as important for someone working out of their home for themselves to protect and grow their business equally to that of someone who has an office and is doing something more in the public eye. If you own a business of any kind, you are more than likely offering a product or a service to someone, somewhere, and what that means is that someone can sue you if they so choose to. Getting legal advice is a great way to manage and deal with all these things, unless you have an extensive legal background.One of the most important things that will be important to home based business legal advice is to get a proper business set up completed, including a business plan, business financing, and protection in the form of business structuring. These are elements that are often neglected by those who are opening a business from home. Small business startup needs more help than many might think. Your idea might be fantastic and might blow others out of the water, but if you can not protect your business and yourself, you could be headed for dangerous water.When you own a home based business, you might not be thinking about taxes either. Sure, you may have thought of the tax benefits of owning a business, but how about paying taxes? You need to get home based business legal advice on how to get registered in your area for a tax identification number, local and state tax payments, and find out if you need any permits or licenses to do what you are doing, where you are doing it. These are all important factors to small business legal advice that you can have for a very affordable price if you choose to use a prepaid legal business plan.A new small business has a lot of things to get in order. Small business legal advice is necessary and can be very affordable. Protect and grow your home business by planning ahead and having a legal service ready, willing, and able to help you get things set up properly and also who can be there in the event that a fraudulent or even a legitimate lawsuit is filed against you for whatever reason. Using legal assistance is a great way to get a lot of necessary services and help.

Why So Many Internet Home Based Business Marketers Quit!

Check Google AdWords tool for “home business” it will return 3,350,000 visitors per month. Other popular search words also give similar figures. Just imagine if only.01% of total searchers joins internet home based business arena how huge the number turns out. There are other search words too! So can we say that a huge number of people entering Internet home based business arena through out the world every month? Yes, there is no doubt about it.But is there any tool to say us how many of them quite after joining home based business? I don’t think so. Sale of expired domains may give a partial picture. Actually most quit long before their domain becomes saleable.I was checking with my neighborhood where I grew up. I found not a single person who makes a living out of Internet marketing. Whenever I raised the issue with someone, they say, come on man, you know I know everybody knows those all are scam. I checked how they knew that all are scam! I discovered many of them were in it for some time but quit soon enough. I tried to figure out what might be the reasons for their quitting.Obviously there might be many different reasons for quitting an Internet Home based business. It might vary person to person. Even then we can gather some common causes behind the quitting.The first to go are those, lured by lucrative sales mail or newsletter or banner ads while browsing. Seeing the quick buck offer they failed to resist the temptation and invest without thinking. They quit soon enough after realizing the “quick buck” does not comes as quickly and easily as expected.Lack of self judgment is another factor quitting. Internet home based business is not for all kind of personality. There are some cannot stand without socialization, whether at work or at leisure, are not fit for it. Internet home based business demands hour after hour behind computer. They quit easily not coping with the habit. There are others who cannot work on their own. They need someone dictate them, tell them what to do. They also quit soon enough not able to plan what to do and how to progress. Nature of Internet home business is slow progress. Those who are restless cannot coup with the slowness of the progress quit frustrated. In fact reasons of quitting over personality issues are endless.Every business needs investment. It could be money; it could be time or it could be both. If the budget of time or money is not properly planned, the result is not becomes an internet marketing success but quitting. The quitting could be over lack of budget after initial investment. It could be for over spending initially and not seeing return soon after or it could be over not managing enough time to succeed.Certain skill is needed to be successful in internet home business. Not that if do not have those skills initially you will not be able to do internet marketing. These skills could be developed gradually. But not many have the time, patients or determination to develop these skills. Result is quitting.Success in Internet home business demands discipline, being organized and consistence. It is all about making an action plan of progress and taking actions repeatedly day after day. It is all about progressing gradually and consistently. Obvious result is quitting if fail to understand or follow this process.Lastly, whatever the reason is, if one is not strongly motivated to internet home based business, he is bound to quit. This factor stands between success and failure to an internet home business. A person not strongly motivated to home based business cannot push ahead all the hurdles stand between him and success.Certain skill is needed to be successful in internet home business. Not that if do not have those skills initially you will not be able to do internet marketing. These skills could be developed gradually. But not many have the time, patients or determination to develop these skills. Result is quitting.Success in Internet home business demands discipline, being organized and consistence. It is all about making an action plan of progress and taking actions repeatedly day after day. It is all about progressing gradually and consistently. Obvious result is quitting if fail to understand or follow this process.Lastly, whatever the reason is, if one is not strongly motivated to internet home based business, he is bound to quit. This factor stands between success and failure to an internet home business. A person not strongly motivated to home based business cannot push ahead all the hurdles stand between him and success.

Home Based Business Success – Will Any Old Equipment Do?

Deciding to start a home based business used to be as easy as ABC: you simply picked a business, bought a PC and quit the day job. Before you knew it, you were up and running, on the road to success. But these days things are tougher. The expansion of internet home based business opportunities, financial upheaval and people stampeding for extra income means that the game plan has moved up a notch or ten. For success, will any old equipment do?The competition on the home based business front means that you have to make your choice and make it well. The choice isn’t simply about the actual business either. For instance, in your budget to buy a business/franchise, training and all start-up fees, what will be left for your office equipment? Or will any old equipment do?For a start, before choosing your home business computer equipment, think about the following: Will you be office based, working on the computer and manning the phone or are you going to be mobile? If you are meeting customers and clients, is it essential to have a portable database/information along? Is a portfolio or catalogue sufficient, or do you need information that only a laptop can provide?If you plan to be mobile and anticipate flying frequently, Will it be convenient to haul your laptop along with your luggage and hand baggage, or will a pc tablet, iPad or notebook be more convenient? If size and weight is a big factor and you choose one of these for their leisure capabilities as well, can you accomplish your workload on it? For example, if you write a lot of reports or articles, take into account that netbooks have a much smaller keyboard than laptops, and iPad and tablets don’t have one at all.If your home based business will keep you office bound and you only have an old pc, can you function as well as if you had the latest gizmo? You will probably manage until you are able to upgrade to faster and easier equipment. If you have already ditched the old pc in favour of a laptop and have it languishing somewhere, do you know that you can connect the monitor to your laptop to provide dual screen activity? If you want further information, check out my article for step by step instructions – it’s very easy to set up and very useful.Your home based business success may be affected by your old equipment if it is slow and temperamental, but a bigger factor may be your marketing. I believe that every business is a winner provided you have the right tools to help you succeed. That would things like mentoring and training. After all, having a great business and latest technology won’t get you as far as you need to be if you aren’t properly equipped with the right marketing skills. So, make yourself a coffee, pull up a chair and click on the following link now. In your home based business success, will any old equipment do? You decide.

Your Home Based Business and Your Job/Career

When people decide to start a home based business, it can be a very overwhelming experience. It is new to them and there are so many different ways, products and systems on how to make money online with their home based business.Let’s first talk about “where do you start and “what to look for in a home based business system”.When I first started, I was completely overwhelmed with all the different ways to make money online. There is a lot of crap out there and sifting through all this crap to find a good, proven system is half the battle to starting a successful home based business.The only advice I can give you, is to find a “home based business system” that has a beginning and end. It should be “step by step” and it should give you the “big picture.” It should be a system that is similar to when you went to school/college. First, you take economics 101; once you pass that you move on to economics 102 and so on. – this is the only way to make money online with your home base business. Making money online is a “learning process” and you must find a system that you can follow and learn from.Making money online is a “process” and not a “get rich quick” gimmick or “product. Making money online with your home based business will take you time to learn and develop. There is no such thing as “get rich quick”, so stay away from anything making these claims. Stay away from “this guy made $102,340 in 3 months” or “use this push button software and make $15,000 per month.” These kinds of “sales pitches” are false and misleading and I can pretty much guarantee that you will not duplicate what they claim, so stay away from them and save your money.So, where does you current job fit into the picture of making money online with your home based business?Your current job/career is a “critical piece of the puzzle” of having success online with your home based business. Never quit your job/career to pursue making money online unless you are financially sound and have significant savings. What do I mean about financially sound? Well, this is a personal decision, but what I can say is that probably 99% of us do not have the adequate savings to go it alone with no job. Be very careful with this decision as your current job/career is paying your bills, mortgage, living expenses etc. and you need to make sure this is covered each and every month to free your mind of unnecessary stress and future financial problems.Work at your current job/career and while working at your current job, work part-time (5-15 hours per week is all that is needed and probably the most common) on your home based business and learn the “online skills” needed to be successful with your home based business. It is an exciting process and it can change your life as you know it, if you put in the time, develop patience, be dedicated and blow through any obstacle that comes your way.These are some basic questions that you must address before you start any home based business or making money online opportunity. If you address these issues and develop a plan around these issues, you will be on your way to creating the life you want.The economy is in the tank, the political environment in all countries is in complete chaos and there is a world wide recession impacting each and every one of us. Normal everyday people are getting killed in the pocket book and there is no job security anymore.There is a solution….

Why New Real Estate Investors Should Hire a Professional Property Manager

I have a confession to make… you see; when I first started out in real estate investing I didn’t do everything on my own. I had a little secret that most people do not understand. In fact, most people make this mistake over and over again and never even realize how much this same mistake is costing them.

Let me explain, most beginner and intermediate real estate investors do all the work themselves. This includes finding tenants, credit checks, signing leases, maintenance, tenant relationship, rent collection, evictions, accounting, routine inspections and all of the other 100′s of things a property owner must do to keep their real estate investments profitable. Seems like a lot doesn’t it? That’s because it is!

If you are an experience real estate investor you quickly learn that the tenant stuff is a lot of work and not very profitable. The real money in this business is finding new profitable deals and arranging good financing not collecting rent and doing maintenance.

So the secret that most new real estate investors do not know is hiring a professional property manager and letting them handle the 100′s of tenant issues will free your time to focus on new deals and financing. By hiring a professional property manager to oversee your properties you can rest assure that all of the tenant activities will be attended to and your property and tenant will be managed in a way that protects your property and keeps it value as high as possible. I was able to learn this early on it saved me from making many costly mistakes.

By hiring a professional property manager I was able to see how they marketed for new tenants, how they collected rent and occasional went to court, how they did the accounting and financial record keeping, and how they managed difficult tenants. All of these issues I could have learned by making own mistakes several times and then learned how to do it right by “trial and error”. But this is costly way to learn. It is far better for the new real estate investor to hire a professional property manager and learn from how they handle these issues.

You may want to eventually manage your own properties but in the early years you should hire a property manager and learn how they do things first. Then after you have seen how it is done you can self manage with a sense experience.

I will also say that tenants are very good at sensing when someone is inexperienced at property management and I assure you they will take advantage of that inexperience to your determent. Tenant will test you to see if you will give them some breaks or if you do not know the local landlord laws. This is also why a professional property manager can help you establish some experience and the ability to stand up to tough tenants.

Your goal as a real estate investor is to create long-lasting PASSIVE income for yourself. Passive income means that you should be earning income from your investments with little to no effort on your behalf. Managing your own properties is not passive income.

Stop wasting your efforts and let a professional property manager oversee your property investments and focus your time on finding new properties and your real estate investment business.

Why Protecting Wealth Must Be an Investor’s No 1 Priority In This “New Age of Investment Bubbles”

What worked prior to 1995 for investors, no longer works in our “New Age of Investment Bubbles” we as investors find ourselves in these days.

If you as an investor manage your own employer-sponsored 401(k), Roth/401(k), 403(b), or other retirement account, or leverage a Buy-and-Hold strategy to build long-term wealth, or choose to hire a financial advisor/professional to manage your money… your investments are not protected from the massive loss of wealth that will occur when the next and all future bubbles bursts.

In this article, I’ll focus on:

Why a Buy-and-Hold strategy is dead in today’s “New Age” of investing.
Why protecting your wealth must be your #1 priority.
The “New Age of Investment Bubbles”

1995 ushered in a whole new era of investing that the vast majority of today’s investors have yet to recognize and adapt to. Investors have been mislead into believing that what worked in the years prior to 1995, is still relevant in this “New Age” of short-term irrational speculation, or gambling, or chasing what’s “hot.”

This “New Age” is built on investment bubbles that burst wiping out trillions of dollars of investor wealth and making it impossible for investors to ever realize their lifetime wealth potential.

If you’re not familiar with the S&P 500 index, the most widely held and measured stock index over time, I recommend you check out the link below to get a quick visual representation and historical perspective. I’m confident you too will agree that 1995 was a year something dramatically changed and altered the landscape of investing.

Please don’t be mislead or fooled by a financial advisor, your parents, or friends that what has worked in the past, will work in this “New Age of Investment Bubbles.” It certainly didn’t stop the massive loss of investor wealth during the Tech and Housing bubbles when those bubbles burst, and there’s no reason to think this “New Age” is going to change anytime soon as it has enriched and built massive amounts of wealth for Wall Street, investment banks, the financial services industry and all those working in them… just not for we the “average investor.”

Why Buy-&-Hold Is DEAD!

Buy-and-Hold is… no was… a great long-term strategy prior to 1995 when markets were rational, as it was easy to manage, it removed all emotions from investing, and had a proven track record of success over many decades. This strategy however, is no longer relevant or prudent in today’s “New Age” and a little math and the S&P 500 are all that are needed to prove why Buy-and-Hold is dead!

As a Buy-and-Hold investor, you’re taught that to build long-term wealth you only need to stay invested in the markets 100% of the time so you capture all the upside potential during extended Bull Markets, while weathering the downside of Bear Markets. Let’s see how this strategy has worked in this “New Age.”

If you started with $100,000 invested in the S&P 500 at the beginning of the Tech Bubble on January 1, 1995 and stayed invested 100% of the time, your investment would have gained 115% during its Bull Market and weathered a loss of 50.8% during its Bear Market. At the end of the Tech Bubble, your initial $ 100,000 investment would have grown to $105,780, nothing to write home about after 7 years.

The Housing Bubble immediately followed and its Bull Market gained 105%, or just barely enough to recover the 50.8% loss. When the Housing Bubble burst however, the loss was 56.8% and thus your initial $ 100,000 investment as a Buy-and-Hold investor, would now be worth $ 93,679 after 14 years for an annual rate of return of -0.46%.

This is the exact reason why so many Baby-boomers are having to consider delaying retirement, supplementing their retirement income with a second job, or even worse, taking greater risk with their investments in a futile attempt to earn greater return in this “New Age.”

Consider the Current Bubble we’re in. As of February 28, 2014, the S&P 500 had gained 175% during our current Bull Market, increasing the value of your $ 93,679, to $ 257,617 for an annual rate of return of 5.06% since 1995. But don’t forget, all bubbles burst and today’s Current Bubble is no exception. Assuming our Current Bubble will follow the trend of the Tech and Housing Bubbles, it’s not hard to fathom a 50% loss. Based on such a loss, your initial $ 100,000 investment will be worth $ 128,808 after approximately 21 years, and that $28,808 gain in wealth would equate to an annual rate of return of 1.21% in this “New Age of Investment Bubbles.”

No investor will ever build long-term wealth at that rate of return!

RIP Buy-and Hold… or till we meet again!

What’s An Investor To Do In This “New Age” To Build Wealth?

Investors must recognize the biggest challenge and most important factor to building long-term wealth in this “New Age,” is in how to protect the value of their investments from the massive loss of wealth when bubbles burst. Protecting wealth must be an investor’s #1 priority if they ever want to build long-term wealth.

Protecting wealth today requires a unique approach that minimizes these massive and devastating losses of wealth when bubbles burst. To do such, investors must simply learn when it’s prudent to get out of the market when a major market meltdown is occurring by moving their investment(s) to the safety of cash or a cash-equivalent position. This is not difficult to achieve but it cannot be accomplished with any degree of success by guessing when to get out of the market, counting on your emotions to tell you when you’ve lost enough money and it’s time to get out, or by listening to friends and/or co-workers.

The only way an investor can successfully protect their wealth in today’s “New Age of Investment Bubbles” is by integrating a simple, yet highly disciplined strategy that leverages pre-determined entry and exit triggers or indicators.

Pre-determined entry and exit triggers work like this. Once a bubble burst, a pre-determined exit trigger would tell an investor shortly after the meltdown has begun to sell their investment(s) and move their money to cash or a cash equivalent investment, and once the meltdown is over and the markets have begun to recover, a pre-determined entry trigger would tell the investor it’s safe and prudent to buy back into their investments so they capture the upside potential of the new Bull Market so they can build wealth.

Academic studies prove a strategy of this type removes the guesswork, emotions, and noise for investors in trying to time the markets, reduces overall portfolio risk and volatility, protects wealth from the massive market meltdowns when bubbles burst, and ultimately, provides the added benefit of improved annual rates of return.

How does a strategy using pre-determined triggers compare against a Buy-and-Hold investor in today’s “New Age?”

Let’s assume a worst case scenario that after a bubble burst, a pre-determined exit trigger gets an investor out of the markets after a loss of 25%, and gets an investor back in after the markets have gone back up at least 25%. In essence, our entry trigger lags a market recovery and misses out on the first 25% of gains during a Bull Market, but our exit trigger minimizes the overall market losses when a bubble burst or during Bear Markets.

After the Tech Bubble, an investor integrating a pre-determined trigger strategy would have seen their wealth grow to $ 142,500 versus the $ 105,780 for the Buy-and-Hold investor. After the Housing Bubble, the investor using triggers saw their wealth grow to $ 192,375 versus $ 93, 679 for the Buy-and-Hold investor, and after the Current Bubble bursts, $ 360,702 versus $ 128,808. The $360,702 amount of wealth for the investor using triggers would have realized an annual rate of return of 6.30%, versus 1.21% for a Buy-and-Hold investor.

To see the detailed comparison of a Buy-and-Hold investor versus an investor using pre-determined triggers, please check out the link below.

What’s important for investors to understand in the examples above are not the absolute numbers, but the power of using pre-determined triggers with their investments to build and protect wealth in this “New Age of Investment Bubbles.”

How To Succeed At Online Product Creation The Easy Way

Product creation could be a frightening subject for a lot of Internet marketers to face. Some folks who get in the game with the intention of making a full time income are completely ignorant as to how an online business operates. One of the most profitable ways to create online cash is by creating a product that others are happy to pay for.

Product creation is legitimate method of generating money through internet marketing but many entrepreneurs get it wrong. They start by imitating their Internet marketing gurus by creating information products on Internet marketing in hopes of getting rich the way their heroes did. The problem is that they usually don’t know what they are doing and enter a highly competitive niche with very little marketing experience or connections.

Here are a few tips for effective product creation that may help you get on the right track:
Start by finding a profitable niche with low to moderate competition. If you conduct some rudimentary market research and keyword research, you’ll find many opportunities in areas that will surprise you. Amazon and eBay are two great places to brainstorm for product ideas.

Developing Your Product does not have to be a difficult project. You can find experts in the right field for your niche and pay them to write the material while an artist designs the packaging and website or blog. You can outsource the entire product creation part of the project after you conduct the research and testing to ensure profitability.

Sales and marketing strategies should be created while developing the product and learning about the market. Some experienced marketers use pay per click to drive traffic to their offer page; some folks outsource the entire marketing campaign to affiliates through ClickBank or other affiliate programs.

Product creation does not need to be hard, particularly when the merchandise is electronic. E-books, videos, audio and multi-media products sell very well. They are distributed immediately to customers electronically. Once you have a good feel for a niche market, try to service your customers with associated products and upgrades. If you want to earn money online through product creation, you must understand supply and demand. The majority of new online marketers fail miserably because they go after highly competitive markets or forget to research their chosen niche properly. You have to create your products according to the needs, wants and desires of the prospective customers.


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